0% Interest for 60 months on Furniture & Mattresses¹

On qualifying furniture and mattress purchases of $4,998 or more, or mattress only purchases of $2,998 or more made with your More for You or Synchrony Home credit card. 60 equal monthly payments required. Other financing options available. See store for details.

On qualifying furniture and mattress purchases of $4,998 or more, or mattress only purchases of $2,998 or more made with your More for You or Synchrony Home credit card between 8/1/2025 12:00AM ET - 9/8/2025 11:59PM ET. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the amount financed , and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. To make an online purchase with financing greater than 12 months, select Pay Off line at checkout or call 937-874-7150 to speak with an associate about extended finance options.

0% Interest for 60 months on Mattress only purchases²

On qualifying mattress purchases made with your More for You or Synchrony Home credit card. 60 equal monthly payments required. $0 deposit on mattress purchase of $2,998 or more, after discounts, in store and online except for 25% deposit required on custom orders. 30% deposit required on in-store mattress purchases under $2,998. The More For You/Synchrony HOME credit card cannot be used for any required downpayment (deposit).

Qualifying purchase amount is determined prior to down payment, taxes or delivery. Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. To make an online purchase with financing greater than 12 months, select Pay Off line at checkout or call 937-874-7150 to speak with an associate about extended finance options.

0% Interest for 88 months on Mattress only purchases³

On qualifying mattress purchases made with your More for You or Synchrony Home credit card. 88 equal monthly payments required. No minimum purchase. The More For You/Synchrony HOME credit card cannot be used for the required 30% deposit[downpayment].

Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. To make an online purchase with financing greater than 12 months, select Pay Off line at checkout or call 937-874-7150 to speak with an associate about extended finance options.

0% Interest for 36 months and $1 per month for the first 3 months on Furniture & Mattresses⁴

$1 per month for the first three months, then 33 higher equal monthly payments required on qualifying in-store furniture and mattress purchases of $2,998 or more, after discounts, made with your More for You or Synchrony Home credit card. $0 deposit on purchase of $2,998+, after discounts, in store and online, except for 25% deposit required on custom orders. 20% deposit required on in-store furniture & mattress under $2,998, except for 25% deposit required on custom orders. The More For You/Synchrony HOME credit card cannot be used for any required downpayment (deposit).

Qualifying purchase amount is determined prior to down payment, taxes or delivery. Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and 36 monthly payments are required on promo balance until it is paid in full.  For the first 3 months reduced payment period, the monthly payment will be equal to $1. For the 33 months equal payment period, a higher monthly payment will be required equal to the unpaid promo purchase balance (calculated once after the reduced payment period ends) divided by the number or months in this equal payment period, rounded up to the next whole dollar. Except for the reduced payment period, these payments may be higher than the payments that would be required if this purchase was a non-promo purchase; in addition, during the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. To make an online purchase with financing greater than 12 months, select Pay Off line at checkout or call 937-874-7150 to speak with an associate about extended finance options.

0% Interest for 24 months and $1 per month for the first 3 months on Furniture and Mattresses⁵

$1 per month for the first three months, then 21 higher equal monthly payments required on qualifying in-store furniture and mattress purchases made with your More for You or Synchrony Home credit card. $0 deposit on purchase of $1,998+, after discounts, in store and online, except for 25% deposit required on custom orders. 20% deposit required on in-store furniture & mattress purchases under $1,998, except for 25% deposit required on custom orders. The More For You/Synchrony HOME credit card cannot be used for any required downpayment (deposit).

No minimum purchase required. Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. No interest will be charged, and 24 monthly payments are required on promo balance until it is paid in full.  For the first 3 months reduced payment period, the monthly payment will be equal to $1. For the 24 months equal payment period, a higher monthly payment will be required equal to the unpaid promo purchase balance (calculated once after the reduced payment period ends) divided by the number or months in this equal payment period, rounded up to the next whole dollar. Except for the reduced payment period, these payments may be higher than the payments that would be required if this purchase was a non-promo purchase; in addition, during the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. To make an online purchase with financing greater than 12 months, select Pay Off line at checkout or call 937-874-7150 to speak with an associate about extended finance options.

No interest if paid in full within 12 Months⁶

On qualifying purchases made with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No minimum purchase or deposit required, except for 25% deposit required on custom orders.

Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

No interest if paid in full within 6 Months⁷

On qualifying purchases made with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required. No minimum purchase or deposit required, except for 25% deposit required on custom orders.

Qualifying purchase amount, less any applicable down payment [deposit], must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

Progressive Leasing⁸

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. LEARN MORE

Fortiva Retail Credit⁹

Credit lines up to $7,500 are available with the Fortiva Retail Credit card account issued by The Bank of Missouri. Subject to credit approval. Sales offers and other offers are not associated with the Fortiva Retail Credit card.

Koalafi¹⁰

Koalafi does perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check. For qualifying customers only. Offer subject to change. The program described is a rent-to-own (or lease-to-own) transaction. You will not own the leased merchandise or acquire ownership rights unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state. Consult your lease for complete terms and conditions.

**Offer applicable to lease product only. You can take advantage of the early purchase option by calling Koalafi at (844) 937-8275 to set up additional payments within the promotional period (often 90 days, though this may vary based on the store & state). If you pay off within this period, then you will only owe the initial payment, purchase price, taxes, & associated fees as outlined in your lease agreement. You must make all payments on time to remain eligible for the promotional period. Lease holders in California have a minimum 92-day early purchase option. For qualifying customers only. See lease agreement for details.

***You may have an opportunity to build credit by making on-time payments over the entire agreement term. Koalafi reports positive and negative payment history to multiple credit bureaus.